Cats

Cost of Owning a Cat

Cats are often perceived as low-maintenance pets, but the true annual cost of cat ownership — including food, litter, veterinary care, and setting aside funds for emergencies — can run into the thousands depending on the cat's age, health status, and your location. Planning for these costs before adopting is essential.

What to Expect on This Page

Cost guides for cat ownership cover one-time setup expenses (carrier, litter box, scratching post, initial vaccinations, microchipping, spay/neuter), ongoing monthly costs (food, litter, flea and tick prevention), and annual costs (wellness vet visits, dental care, license if required). Emergency veterinary expenses — including hospitalisation, diagnostics, and surgery — are also addressed, as these are frequently the largest unplanned cost cat owners face.

Litter alone is a recurring cost many new cat owners underestimate. Dental disease is extremely common in cats — by age three, most cats show some degree of dental tartar — and professional dental cleaning under anaesthesia carries significant cost. Budgeting for these anticipated expenses avoids difficult decisions when a health issue arises.